What fintech & payments pays in 2026
Indicative London base salaries at startups and scale-ups. Ranges are
real. Where a role lands within them depends on your funding stage,
how the business is doing and how urgently you’re hiring.
Typical spread across levels: £70k–£150k+.
Mid Software Engineer £60k–£90k
Senior Software Engineer £90k–£125k
Staff / Principal Engineer £125k–£155k
Engineering Manager £110k–£145k
Senior Product Manager £85k–£120k
Fintechs consistently pay 10–20% above the general startup market for the same seniority, public 2026 benchmarks put New York fintech pay around 13% above the startup average, with senior engineering bonuses of 20–40% common at the top end. Budget for the premium, or budget for a longer search.
What moves offers here
- Payments, ledger and trading-systems experience carries the biggest premium. Engineers who have run money in production are scarce.
- Regulated-environment experience (FCA, PSD2, SOC 2) shortens onboarding and commands real money.
- Bonuses are a bigger slice than elsewhere in tech. Senior offers often include 20–40% variable.
- Later-stage fintechs (Series C+) pay 25–30% above early-stage for the same role.
Clients we’ve hired for in this space: Monzo, Funding Circle, Codat, Tandem, Sonovate, Moonfare.